Dental Financing
in Troy, NY
Quality periodontal and implant care should never be out of reach. We offer multiple ways to make treatment affordable — whether you have insurance or not.
Three Ways to Make Your Treatment Affordable
At Troy Periodontics, we believe cost should never be a barrier to the care you need. Dr. Miles works with Cherry Financing, CareCredit, and our own in-house VIP Membership Plan so every patient in Troy, Albany, and the Capital Region can access expert periodontal and implant treatment on terms that work for them.
VIP Membership Plan — Full Breakdown
All plans include periodic exams, X-rays, and fluoride treatments. Every member saves 30% on all dental treatment from day one. No insurance needed, no waiting period.
| What's Included | 🥉 Bronze $560 / yr |
🥈 Silver $710 / yr |
🥇 Gold $810 / yr |
🏠 Family Ask Us |
|---|---|---|---|---|
| Professional Cleanings | 2 / year | 3 / year | 4 / year | Custom |
| Periodic Exams | ✓ | ✓ | ✓ | ✓ |
| X-Rays (Bitewing / PA) | ✓ | ✓ | ✓ | ✓ |
| Fluoride Treatments | ✓ | ✓ | ✓ | ✓ |
| 30% Off All Treatment | ✓ | ✓ | ✓ | ✓ |
| No Waiting Period | ✓ | ✓ | ✓ | ✓ |
| No Deductibles / Claims | ✓ | ✓ | ✓ | ✓ |
How to Get Started
Getting financing or enrolling in a membership plan is simple. Here's what to expect.
Book a Consultation
Schedule a free consultation with Dr. Miles to discuss your treatment needs and get a clear, itemized cost estimate.
Choose Your Option
Decide between Cherry Financing, CareCredit, or the VIP Membership Plan — or combine options for maximum savings.
Apply in Minutes
Apply for Cherry or CareCredit online before your visit, or do it in our office on the day. Most approvals are instant.
Start Treatment
Once approved, you can begin treatment immediately. Pay monthly at a pace that fits your budget.
Financing FAQs
Common questions about our payment options
We work with most major dental insurance carriers. All services completed will be submitted to your insurance for reimbursement. During your consultation, our team will review your coverage and give you a clear picture of your out-of-pocket costs before treatment begins.
Cherry is a patient financing platform that offers 0% interest payment plans with terms of 6, 12, 18, or 24 months. You apply online at tree.withcherry.com/troy-periodontics, receive an instant decision, and if approved, can use your approval immediately for any procedure. There is no money down and no hard credit pull during the initial application.
Both are excellent financing options but work slightly differently. CareCredit is a dedicated healthcare credit card issued by Synchrony Bank — once approved, you have a reusable line of credit you can use at any CareCredit-accepted provider nationwide. Cherry is a single-use financing tool specifically for dental and healthcare procedures. We recommend applying for both to see which terms work best for your situation.
All VIP plans include professional cleanings (2–4 per year depending on tier), periodic exams, X-rays, and fluoride treatments — plus 30% off all dental treatment. There are no waiting periods, no deductibles, and no claims to file. Plans start at $560 per year for the Bronze tier. The plan is not insurance, but it can be combined with your existing insurance coverage.
Yes. Both Cherry and CareCredit can be used for any procedure at Troy Periodontics, including single dental implants, full-arch implants, bone grafting, periodontal surgery, and all other treatments. If your treatment involves a larger investment, splitting the cost over 18 or 24 months with 0% interest makes it significantly more manageable. Ask our team during your consultation to walk through the numbers.
Yes. We offer a Family Plan for households enrolling multiple members. Contact our office directly at 518-274-5015 for custom family pricing. Families who enroll together often realize significant savings compared to individual plan pricing.
Absolutely. Troy Periodontics serves patients throughout the Capital Region including Albany, Colonie, Clifton Park, Cohoes, Schenectady, Latham, and Saratoga Springs. All financing and membership options are available to patients regardless of where they live.
Ready to Get Started?
Let's Talk About Your Options.
Book a free consultation with Dr. Miles. We'll walk you through your treatment plan, financing options, and membership benefits — no pressure, no surprises.
500 Federal St, Suite 300, Troy, NY • Mon–Thu 8am–5pm